image by Meratas

The rising balances of student loans are a major problem. Signing up for a traditional loan without knowing exactly how much you could be paying back or how you’ll be able to handle your monthly payments could be difficult.

One solution that has been gaining traction among online bootcamps and colleges alike is Income Share Agreements. (ISAs).

An ISA is an agreement where, in exchange for tuition, after graduation and as long as you’re earning an agreed-upon income, you pay a percentage of your income back to the college (or funder). …

Image by the author — Virtanza and Meratas

When talking about changing careers or upskilling, many people immediately turn to tech. Becoming a software developer, UX designer, or data analyst makes for a lasting and promising career. However, working in tech doesn’t mean you need to be in a more technical role. Tech companies and startups need a variety of players beyond those building the product and there’s one career that thousands of people are skilling into.

If you’re looking for a career that gives you a great income and the chance to truly succeed, look no further than sales. …


Before Covid-19, 86% of the 151 million American workers surveyed for the 2018 American Community Survey said they drove to work each day. But the pandemic put this to a screeching halt. People are struggling with overworking and separating themselves emotionally from work. We’re working at home and we’re sleeping at work, and it’s really confusing for our brains. That’s where a commute comes in.

Before the pandemic, the average commute was 38 minutes each way. Not only have employees lost that buffer, but they have also taken on more work: about 48 extra minutes per day. …

As Mike Weinberg, author of New Sales Simplified, says “sales is a verb.” In order to be successful in Sales, you have to be active, and one of the best ways to be active in the sales cycle is cold calling.

There are multiple ways to reach out to customers and build relationships but cold calling is one of the best ways to catch their attention. In his book Fanatical Prospecting, Jeb Blount supports this with evidence of a 15% to 80% contact rate on the phone (depending on industry). This is dramatically better than any cold email campaign.


Sales copy matters more than you might think.

Sales isn’t all cold calls and meetings. In order to be good at sales, you have to know how to write persuasive, engaging copy that converts prospects into customers.

The words on your page or email have a powerful impact on what potential customers do. Sometimes you’ll know what you want to say, but it’s hard to find the right words.

That’s where this guide comes in. Want to write sales copy that actually converts prospects into customers? You’ve come to the right place.

What is sales copy?

Sales copy aims to convince a reader to…

Your career is so much more than just a job. It’s simple enough to find a job that pays the bills. Building your career, unlike finding a job, is a lifetime pursuit. Building a career requires dedication, both to yourself and to the work that you do. Creating a career involves persistence as it will not always be easy to find fulfilling work while moving your way up the career ladder — and these days, many career paths do not resemble a ladder at all, but rather a long and winding road.

Lastly, building a career requires thinking smart about…


February means that valentine’s day is right around the corner, and finances are an important part of being a couple. After all, money is the leading cause of stress in relationships.

In a study by Kansas State University, researchers found that arguing about money is “by far” the top predictor of whether a couple will stay together or not. Those arguments tend to take longer to recover from and are more intense, researchers said.

Managing money as a couple can be tricky to sort out with two incomes and two financial situations merging. While you’re trying to manage money jointly…


To achieve success you must be focused. Whether you are starting your own business, or simply trying to learn more, inspirational quotes can encourage you to work hard, and be innovative which are both key tools for success.

However, sometimes it takes a little inspiration to find the motivation to crush it at your job and career. The following groups of quotes aim to motivate young people in any form whether it be just reading them when you’re feeling unmotivated or writing them out to keep in front of you as a daily reminder.

Getting Started

  1. “I find it best to dive…

Every high school student knows full well: College is expensive. And paying for it has become one of the biggest economic problems in America today. At the average private college, the sticker price for tuition, room, and board is $199,500 for the standard 4-year degree And $87,800 for a public 4-year institution (in-state rate).

Higher education can open doors in terms of having increased earning potential, but the cost of getting a college degree can also mean years of student loan payments. …

A survey by EdAssist found that half of millennials expected their employer to help pay for continued education. In particular, with college costs and student loan debt soaring, tuition reimbursement as a benefit offered by employers is gaining momentum.

Investing in your employees attracts and retains top talent. The top places to work all (Apple, Google, and Starbucks to name a few) offer tuition reimbursement as part of their benefits package.

If you’re unfamiliar with tuition reimbursement, here’s how it typically works: an employee pays upfront for college, graduate, or continuing education classes. …


Meratas provides a complete software solution to design and manage Income Share Agreements (ISA) programs proven to increase enrollment

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